Earnings Fall 22% Pawnshops Because Kraft

Mortgage PT (Persero) recorded a decrease in net income to Rp 718 billion in the first half of 2013. The number is down about 22% when compared with net income in the same period of the previous year of Rp 929 billion. Profit decline was due to a continued decline in the price of gold on the market.

“The decline in gold prices greatly affect the performance of the company’s significant because when the price of gold fell Mortgage loan disbursement will face obstacles because its value will go down as the price of gold down,” said Director of Mortgage Finance Agus Dwi Pramoedya when met at the Central Office Pawn Kramat, Jakarta, Thursday (01/08/2013).

However, he said, although besih profit declined but remains the company’s turnover rose. In the first half of this year, the company’s revenue still grew by 6.5% to Rp 4.1 trillion over the same period the previous year which only Rp 3.8 trillion.

Total assets also go up to Rp 33 trillion in the first half of 2013, an increase of 13% when compared to its total assets in the same period the previous year which reached Rp 29.1 trillion.

From the business side, Pawn is able to achieve a turnover in the pawning business of gold amounting to Rp 46 trillion in the first half of 2013, an increase of 6% from the same period last year of Rp 43 trillion.

“It is conventional. If sharia as of June 2013 was Rp 6 trillion, Rp 5.5 trillion last year finished up 8.6%,” he said.

In addition, the company’s customers also increased 15% to 14.4 million in the first half of 2013, when compared to the same period of the previous year which only 13.7 million.

“Seeing this increase, we believe the mortgage business will continue to grow,” he said.

Making it big Two black models who’ve carved their own career success

At the end of their careers in the limelight black female models know that they must make way for younger talent. Well before that time comes many will proactively start thinking about what they’ll do to earn an income in the future. They therefore become determined to make the most of their current jobs to ensure that they will make a smooth transition into whatever careers they aspire for. A good number of models have managed to do this and Black Men Digital magazine has been fortunate enough to interview them.

One such lady is Shanti Saha who now runs Saha Concierge, a high-end concierge service that caters to sports and entertainment industry elites. Saha earned her degree in nursing from Florida State University in 2005. This in itself speaks volumes considering that many people solely attribute the success of to their natural good looks but not their individual intelligence, an unfortunate assumption that should be totally dispelled because many other models have college degrees in diverse disciplines.es.

Since its launch in 2011 Saha Concierge has established a fine reputation for itself, of course thanks to the competent management abilities of its CEO. Saha is held in high esteem by her high profile clients as she ably handles their epicurean travel bookings, accommodations and events requirements. Her client list, which currently features luminaries like Sean Kingston, Yung Berg, Cuda Love and Bryant McKinnie, is definitely set to become more celebrity-crusted in the future. In sort of a mentorship role, Saha requires all attending her clients’ events to display elegance, sophistication and classiness, not cattiness and drama. A fine reputation, she says, is the perfect prerequisite for guaranteeing client satisfaction.

Another of the black models who is now scaling the heights of success in the entertainment industry is Angela Yee. She, after a career in the hip hop music industry, previously hosted two popular radio shows on Shade 45 i.e. -The Morning After With Angela Yee- and -Lip Service-. The latter was especially popular because the invited interviewees were well known personalities from the entertainment industry and they were engaged in

Really Like In Healthy Nutrition With Delicious Health Snacks

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How Concrete5 Hosting helps for your Web business

Concrete5 CMS is getting more popular yet not as popular as other big players like WordPress or Joomla! Possibly due to not as large advertising as the other big CMS softwares that are available. It’s close to a drag and drop style builder where you can edit content directly on the page and not through a back end interface like other programs.

Concrete5 is open source and is a content management system (CMS) that is loved around the world. Unlike other CMS programs it was not designed as a blogging platform first but a fully fledged website design, build and maintenance program for anyone with no technical knowledge. Included for free on most hosting companies control panels or it should be as it is open source. There are many hosting companies to choose from that offer Concrete5, most commonly as a 1-click-install.

This simply means the application is in the control panel and it is simply a case of clicking install for it to be installed directly to your domain name. It started life in 2003 and has grown ever since, in 2010 it had the most growth of any other program of 517%! Again in 2011 it lagged behind other programs like WordPress and Drupal for overall market share but had the most growth of any of the big CMS names.

Just like Joomla! and WordPress there is hundreds of free templates or themes as all CMS programs like to call them that you can change in almost anyway you would like, it is hard to find a website that looks the same on Concrete5. It would be worth spending a little time searching for a few themes you like the look of and downloading them ready to upload easily when you have bought your hosting.

All of the changes to the website pages is done on page. Add your images, change the text and add the pages you need and before you know it you will have a great looking website. There are plenty of guides online that will help you do exactly what

Get Fashion Conscious With Dress Up Barbie

The World Wide Web offers endless opportunities to play, not only for adults and the elderly, but also for babies and toddlers. Understanding the nature of the crowd of girls around the world, play games in the Internet industry by the interests of the girls. One of the most attractive features of the games is that young players to change the look of Barbie with the many options in accessories, makeup and body care, clothing, etc. with your favorite characters can make package deals haircuts, shopping for handbags and much more, these games the best online activities of thousands of girls around the world arise.

If your daughter loves her Barbie dolls it is very likely that they also like to play these games. There are many variations, the history of the games that a series of tasks and activities require executed. One of the most famous involved girls love dressing regime. This allows players to help their favorite characters to try new clothes, along with clothing accessories. The diversity of the virtual Barbie’s clothes are varied and offer a range of options with a variety of shapes, styles, colors and designs for selection. This makes it even children for effective cooperation in trying to dress in real life learning.

Barbie games give the perfect gift for all young people, because it’s absolutely going to love new outfits for Barbie and her older mixed with Barbie clothes try, while fulfilling other goals in the game. There is also a cost effective solution compared to expensive original Barbie. Also unlike the real world of online games have an unlimited supply of clothing and accessories to see how the game is more advanced. This stops the possibility of boredom, as the girls find something new to play, when they want and not be bored by the same accessories.

Clothing and accessories for Barbie online games usually have a story line behind the decisions and choices, to the habits of the child to understand and allows the needs of visitors, both formal and casual events. The wonders of makeup and clothes can be printed from the

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